What are three factors leading to an increase in medical utilization?

The selection of growth in population, aging population, and increase in health insurance coverage as the correct answer is grounded in key demographics and public health trends that directly influence medical utilization.

A growing population inevitably leads to increased demand for healthcare services. As more individuals require medical attention, the overall utilization of healthcare resources rises. This is compounded by the aging population, which is generally more likely to experience chronic conditions and require more frequent medical care. Older adults tend to have a higher incidence of health issues that necessitate regular monitoring and treatment, thereby further driving up healthcare utilization.

Additionally, an increase in health insurance coverage significantly impacts medical utilization. When more individuals are insured, there is typically greater access to healthcare services. Insurance often lowers the financial barriers associated with seeking medical care, encouraging more individuals to utilize available health services. This makes routine check-ups, preventive care, and necessary treatments more accessible, further heightening overall medical utilization.

Collectively, these three factors create an environment where the demand for and utilization of healthcare services experiences significant growth, reflecting broader trends that are critical for understanding shifts within the healthcare system.